XRP Holders Have Until July 23 to Find Out if a Key Crypto Bill Survives. Here’s What’s at Stake.
July 23, 2026 is a soft deadline for Senate floor action on the CLARITY Act before the August recess; missing it pushes the bill to at least September. The bill would let sufficiently decentralised networks move from SEC securities status to CFTC commodity oversight, which could formally reclassify XRP as a commodity, but it still needs 60 votes and unresolved ethics and anti-money-laundering language.
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